Global Perspectives on Student Loan Debt Issues and Risks
A special issue of Journal of Risk and Financial Management (ISSN 1911-8074). This special issue belongs to the section "Economics and Finance".
Deadline for manuscript submissions: 31 December 2024 | Viewed by 317
Special Issue Editors
Interests: student loan debt; education savings; retirement savings; stock market investments; financial well-being; time allocation; financial literacy and education; family and personal finance
Special Issue Information
Dear Colleagues,
The use of student loans to finance higher education is common in several countries. However, the economic policies governing these loans vary across nations. Additionally, there are differences in cultural, behavioral, and economic factors in countries that utilize student loans. This Special Issue aims to explore research topics related to student loans from the perspectives of various countries. We invite scholars and practitioners from a broad range of geographical and disciplinary backgrounds to shed light on the multifaceted nature of student loans. The topics of interest include the psychological and economic impacts of student loan debt on individuals and households, the affordability of higher education and debt management, and behavioral finance aspects of student loan acquisition and repayment. Other areas include financial education in managing student loans, the securitization and sustainability of student loans, the risks of student loan default, including the consequences for borrowers and the broader financial system, and outcomes for individuals who successfully navigate repayment. We encourage studies that provide international comparisons and cross-border insights, uncovering common patterns, shared challenges, and innovative solutions. Submitted papers must advance student loan research, offering theoretical, empirical, and practical insights valuable to policymakers, educators, lenders, and households.
Dr. Thomas Korankye
Dr. Blain Pearson
Guest Editors
Manuscript Submission Information
Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.
Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.
Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.
Keywords
- cross-country student loan analysis
- student loan repayment
- financial sustainability of student loans
- student loan management and financial education
- psychological effects of student debt
- socioeconomic impact of student loans
- student loan default risks
- risk assessment in student lending
- higher education affordability and debt
- student loan securitization and risks
- behavioral finance and student loans
